24 realistic scenarios · no grades

Practice the decision before real money is at risk.

Each case asks what you would do next, explains the strongest reasoning, and links to the complete lesson. Wrong answers identify useful topics—not personal failure.

Cash flowScenario 1 of 24

The “good month” budget

Nia earns between $3,100 and $4,800 after tax. Her fixed monthly obligations are $2,750, and she built the plan around $4,500.

What is the safest first redesign?